In short
For companies, self-employed people and liberal professions we analyse operational risks, develop individual insurance concepts (e.g. public liability, business interruption, contents, fleet) and support you with systematic risk management – on site if you wish.
service_gewerbeKeeping your business going
A business needs cover that matches its actual risks. That is why we analyse together with you what could endanger your company – and develop an individual security concept from it.
Areas we consider
- Public liability: protection against third-party claims
- Business interruption: cover for loss of income when operations stand still
- Employees: protection for your staff, e.g. via occupational provision
- Legal expenses: commercial legal expenses insurance
- Contents, machinery and fleet: your company's assets and vehicles
- Private assets: protection for the entrepreneur and their family
- Special risks: individual solutions for your industry
Liberal professions
With the shift to a service economy, liberal professions have become increasingly important. They are characterised by the personal, self-responsible and professionally independent provision of high-level services – and carry particular professional risks. Among other things we answer questions about:
- Cover for serious illness
- Health and long-term care insurance
- The artists' social insurance fund (Künstlersozialkasse)
- Pension insurance and retirement provision
- Occupational disability insurance
- Unemployment insurance
- Professional indemnity insurance
Risk consulting
As an independent insurance broker we develop individual insurance strategies, align them with your needs and optimise them continuously.
- Personal conversation: we identify and assess your protection needs together.
- Analysis: modern advisory software supports the evaluation of coverage and security needs.
- Solution: we discuss the proposed solutions in a follow-up meeting.
- Documentation: risk consulting ends with complete advisory documentation in line with EU requirements.
We are happy to carry out risk analyses directly at your premises.
Risk management: identifying and steering risks
The systematic identification and assessment of risks and the steering of measures are at the core of our work:
- Setting objectives based on your strategic direction
- Defining a risk strategy
- Identifying, assessing and managing risks
- Controlling risk mitigation
- Monitoring for early detection
The right strategy depends primarily on your risk appetite – risk-averse, risk-neutral or risk-seeking. Methodically, quantitative approaches assess risks in monetary terms, while qualitative approaches rank risks relative to each other within a closed system. We discuss which method suits your company in person – simply book a free initial consultation.
Support when a claim occurs
Business insurance proves its value when something happens. We represent your interests towards the insurer and support the settlement – report claims online or by phone at any time.